|
Rates Effective as of 08/01/08 and subject to change
| Type of Account |
Minimum Opening Deposit |
Rate |
Interest Payment |
APY* |
| Interest Checking |
$1,000.00 |
0.15% |
Monthly |
0.15% |
| Variable Interest Checking |
$100.00 |
|
|
|
| under 10,000 |
|
0.15% |
Monthly (3) |
0.15% |
| 10,000 -24,999 |
|
0.15% |
Monthly (3) |
0.15% |
| 25,000 - 49,999 |
|
0.15% |
Monthly (3) |
0.15% |
| 50,000 - 99,000 |
|
0.15% |
Monthly (3) |
0.15% |
| 100,000 or more |
|
0.15% |
Monthly (3) |
0.15% |
| Checking Plus Gold |
$100.00 |
0.15% |
Monthly |
0.15% |
| Business Interest Checking
|
$1,000.00 |
0.15% |
Monthly |
0.15% |
*APY = Annual Percentage Yield
(1) Interest is paid at least annually
(2) A penalty may be imposed for early withdrawal
(3) Variable Interest Checking No Longer Offered
| Type of Account |
Minimum Opening Deposit |
Rate |
Interest Payment |
APY* |
| Checking Plus Gold |
$100.00 |
0.15% |
Monthly |
0.15% |
| Business Interest Checking |
$1,000.00 |
0.15% |
Monthly |
0.15% |
| Regular Savings |
$100.00 |
0.30% |
Quarterly |
0.30% |
| Minor/Trustee Savings |
$20.00 |
0.30% |
Quarterly |
0.30% |
| Club Savings |
$5.00 |
0.30% |
Quarterly |
0.30% |
| Business Savings |
$100.00 |
0.30% |
Quarterly |
0.30% |
Money Market Account
(Business or Personal) |
|
|
|
|
| under 2,500 |
$2,500.00 |
0.35% |
Monthly |
0.35% |
| 2,500 to 24,999 |
$2,500.00 |
0.55% |
Monthly |
0.55% |
| 25,000 - 49,999 |
$2,500.00 |
0.60% |
Monthly |
0.60% |
| 50,000 - 99,999 |
$2,500.00 |
0.85% |
Monthly |
0.85% |
| 100,000 or more |
$2,500.00 |
1.10% |
Monthly |
1.11% |
*APY = Annual Percentage Yield
(1) Interest is paid at least annually
(2) A penalty may be imposed for early withdrawal
(3) Variable Interest Checking No Longer Offered
| Type of Account |
Minimum Opening Deposit |
Rate |
Interest Payment |
APY* |
| Time Certificate of Deposit |
|
|
|
|
| 7 to 59 days |
$2,500.00 |
0.50% |
At Maturity (2) |
0.50% |
| 60 to 89 days |
$1,000.00 |
1.70% |
At Maturity (2) |
1.71% |
| 90 to 179 days |
$1,000.00 |
1.70% |
At Maturity (2) |
1.71% |
| 180 days to 1 year |
$1,000.00 |
1.90% |
At Maturity (2) |
1.90% |
| 1 year to 2 years |
$500.00 |
2.10% |
Annually (1) (2) |
2.10% |
| |
|
|
Monthly (2) |
2.12% |
| |
|
|
Quarterly (2) |
2.12% |
| |
|
|
Semi-Annual (2) |
2.11% |
| 2 years to 3 years |
$500.00 |
2.50% |
Annually (1) (2) |
2.50% |
| |
|
|
Monthly (2) |
2.53% |
| |
|
|
Quarterly (2) |
2.52% |
| |
|
|
Semi-Annual (2) |
2.52% |
| 3 years to 4 years |
$500.00 |
3.00% |
Annually (1) (2) |
3.00% |
| |
|
|
Monthly (2) |
3.04% |
| |
|
|
Quarterly (2) |
3.03% |
| |
|
|
Semi-Annual (2) |
3.03% |
| 4 years |
$500.00 |
3.25% |
Annually (1) (2) |
3.25% |
| |
|
|
Monthly (2) |
3.30% |
| |
|
|
Quarterly (2) |
3.29% |
| |
|
|
Semi-Annual (2) |
3.28% |
*APY = Annual Percentage Yield
(1) Interest is paid at least annually
(2) A penalty may be imposed for early withdrawal
(3) Variable Interest Checking No Longer Offered
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