At Mojave Desert Bank we are sensitive to any concerns you may have regarding the privacy and security of your personal information. We therefore promise to take reasonable steps to safeguard the information shared with us. Not only are YOU protected by state and federal laws, but -- even more importantly -- by Mojave Desert Bank’s commitment to you, our valued customer.

INFORMATION WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we receive from you. on applications or other forms, such as your name, address, social security number, assets and income.
• Information about your transactions with us, or others, such as your account balance, payment history and parties to transactions.
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

USING THIS INFORMATION

We limit the collection and use of customer information to what we feel is required to deliver superior service to our customers. We do not disclose any nonpublic personal information about our customers or former customers to affiliates or non-affiliated third parties except as permitted by law. In the normal course of business it is sometimes necessary for us to contract with an outside service provider, such as our document shredding and mail forwarding services. When any outside company has access to your non-public personal information we require them to abide by the same privacy principals.

PROTECTING YOUR INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

Please call or visit your local bank branch with questions or concerns regarding your privacy.