- This account allows you to write unlimited checks without
per-check charges.
- You may make unlimited deposits and withdrawals at Mojave
Desert Bank’s ATMs without charge.
- Limitations: You must deposit
$100.00 to open this account.

- This account offers basic checking services, free personalized
bank stock checks, free direct deposit of your payroll and/or
government checks, debit cards and no minimum balance requirements.
- Limitations: You must deposit $100.00 to open this account.

- This account is available to anyone who is 55 or older. You
also receive debit cards, free personalized bank stock checks.
You pay no monthly account maintenance fee regardless of your
balance.
- Limitations: You must deposit $100.00 to open this account.

- This account is available for individuals, sole-owners, non-profit
organizations and government agencies
- The account earns simple interest, which accrues daily and
is paid at the end of each statement cycle, if you close the
account before interest is credited you will not receive the
accrued interest.
- Balance Information: We
use the daily balance method to calculate the interest on the
account. This method applies a daily periodic rate to the principal
in the account each day.

- This is a tiered rate account and the amount of interest paid
will depend upon the balance maintained.
- Certain restrictions apply to the number of transactions permitted
during each statement period.

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